Getting Closer to Homeownership

new houseThis is really happening! Inspection? Check. Finance rate locked in? Check. Seller addressing inspection objections? Check. Loan approved? Check. The appraisal should come in early this week and our realtor is getting receipts for the work being done on the house, then the loan will be finalized.

We had the home inspection about two weeks ago and the inspector gave the house a 9.5 out of 10 stars but there were a few little things that needed to be addressed. The air conditioning and water heater needed to be serviced, the electrical work on the finished basement needed to be certified or redone (it seems that the wires used were a little too small for the amps so it was running a bit hot), a few screens need to be replaced, and the only biggie…the roof.

The house is 17 years old and it seems to be the original roof. It’s not awful but the inspector thinks it’s nearing the end of its life and it has some hail damage. We agreed that the sellers would get it certified for at least 5 years or fix it.

We locked in the finance rate right before the numbers started to climb back up a little. The mortgage dude didn’t think they would go any lower and it seems that he was right. Score!

Tomorrow we have to call the owner of our current house and tell him that we won’t be finishing out our lease. Eeek! That part bothers me a bit since he is a good guy and helped us so much in our decision to choose this house, sight unseen, before we moved out here.

Now we just wait for closing at the end of the month. I thought our realtor said the 30th but The Husband thought it was the 29th. So on one of those days we will finally be homeowners! I am so excited and most of all, looking forward to not having to move again for a very long time, if ever again! Three times in less than two years, one of them being almost 2000 miles away is more than enough for me. Put a fork in me.



Regan is a New England native now living in Colorado with her husband and two sons. She is committed to living greener and is an advocate of cloth diapers, babywearing, breastfeeding, and intuitive parenting. She loves to read, cook, bake, write, and explore her new mountain home.

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